Andy Lopez Insurance Agent CA
Life Insurance Travel Medical Insurance Medicare Supplement Ins Dental Plans and More
 

 

 

    
     
     Andy L
opez Network
    Fernando "ANDY" Lopez
       California License #0659888 
    Andy Lopez Insurance Agent Since 1984 

     
 10717 Camino Ruiz, Suite 101 
 San Diego, California 92126 
     Office Mall Mira Mesa San Diego California
 



Office: (858) 549-6758   Office: (858) 707-0640
   Call Now Tumawag Ngayon Llamame Ahora 
Andy Lopez Mira Mesa San Diego California 
Contact Us Today 
www.andwhyinsurance.com

 
Life Insurance Agent Accidental Death Insurance Agent
Final Expense Insurance Agent
 International Medical Travel Insurance Agent 
Medicare Advantage & Prescription Drug Plans Agent 
Medicare Supplement Insurance Agent Dental Plans Agent 

 



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Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance 

Need Life Insurance and Medicare Supplement Insurance 
We can help You select the plans that you need. Life Insurance, Medicare Supplement Insurance or Medicare Advantage Plans, Prescription Drug Plans 


International Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need  

10 Smart Tips For Your Family's Financial Security
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Life Stories: Blanchard in Spanish / English
Life insurance is not for the people who die It is for the people who live

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Life Insurance or Accidental Death & Dismemberment Insurance 


Life insurance or Accidental Death Insurance is a simple answer to a very difficult question: 
How will my family manage financially WHEN I DIE? It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you CAN NOT AVOID.
 

Feel like Paying too much for Life Insurance? Thinking about Accidental Death & Dismemberment Insurance Policy with 
Return of Premium Benefit? We Can Help…

Maybe you’ve considered buying Life Insurance or Accidental Death and Dismemberment Insurance in the past, and thought that you really didn’t need it, or perhaps you already have some coverage. In either case, there are some very good reasons why you should consider this affordable protection. 

There are many reasons to buy this protection and we are committed to providing high-quality coverage and excellent personal service. We strongly recommend you give this offer careful consideration. If your relatives and friends want Life Insurance or Accidental Death & Dismemberment Insurance coverage with Return of Premium Benefit, please refer us. 



Call (858) 549-6758  
Andy Lopez Filipino Insurance Agent San Diego California  

If YOU do not currently have coverage, you should be aware of the cost of final expenses. Especially now, when a traditional funeral costs average $8,343 and many run over $10,000.
 California San Diego Residents Ages 0 to 90, Who Will Pay For Your Final Expense? See How

Life Insurance or Accidental Death Insurance can help with Your Immediate Expenses (funeral and burial costs, mortgage & other debts, uncovered medical expenses);  Your Ongoing Expenses (food, housing, utilities, transportation, health care, clothing, miscellaneous);  Your Future Expenses (college, retirement). 



Need to know the rates - Life Insurance, Medicare Supplement Insurance, Medicare Advantage & Prescription Drug Plans  
Know the Rates - Life Insurance you don’t have to die to use (10 to 30 Year Guaranteed Term), Medicare Supplement Insurance (If you are aged 65 and over and spend large sums on out of pocket medical expenses you can really benefit from one of these policies as well as enjoying substantial savings), Medicare Advantage and Prescription Drug Plans -
Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans 
San Diego County  or Term Life Insurance California


Find the Right Dentist for You - Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance - Save on most dental procedures, including checkup, cleanings, braces & cosmetic dentistry on select plans - Get a Free Online Dental Plan Quote Nationwide on Quality Dental Care Discount Dental Plans Nationwide Coverage 


Don't forget before you travel - International Medical Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need - International travelers looking for temporary medical insurance coverage while traveling outside of their home country - International Insurance Plans for individual, group, student, trip cancellation, trip interruption, baggage and travel delay, evacuation only, adventure sports & more - Get a Free Online Travel Insurance Quote Worlwide on International Medical Travel Insurance Global Coverage 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply. 





Questions To Ask About Life Insurance?

 

We understand that finding the protection for your family goes beyond finding the right insurance products. It is about creating a relationship with a financial professional who will listen to your long term goals, understand the issues that men and women face today, and then develop a strategy that makes sense for you. Since 1984, we have helped people protect their families. We will be there to provide the answers you need to protect yours. 
 
What Kind Of Life Insurance Do you need?
 
All policies are not the same. Some give coverage for your lifetime and other cover you for a specific number of years. Some build up cash values and other do not. Some policies combine different kinds of insurance, and others let you change from one kind of insurance to another. Some policies may offer benefits while you are still living. Term insurance? Cash value insurance? It really depends on your financial goals and your choice should be based on your needs and what you can afford. 
 
How Much Life Insurance Do You Need?
 
There is no one answer. Your income, age, the ages of your children, whether or not you own a business, and the size of your mortgage are just a few factors that can affect the amount of coverage you need. One rule of thumb is that you need life insurance coverage equal to five to seven times your annual gross income. But your needs may be more or less. So take the time to make a more accurate estimate. If you are part of a couple, do a separate calculation for each of you. Also evaluate whether you need life insurance to pay for children and household services that would have to be replaced in the event of death. If the only policy you currently have is the group term life policy provided by your employer, consider buying an individual policy. 
 
In Buying Life Insurance, Important Things To Consider
 
Decide how much you need and for how long and what you can afford to pay. Be sure that you can handle premium payments. Can you afford the initial premium? If the premium increases later and you still need insurance, can you still afford it? Keep in mind the major reason you buy life insurance is to cover the financial effects of unexpected or untimely death. Life insurance can also be one of many ways you plan for the future. 
 
Learn what kinds of policies will meet your needs and pick the one that best suits you. Don not buy life insurance unless you intend to stick with your plan. It may be very costly if you quit during the early years of the policy. Choose the combination of policy premium and benefits that emphasizes protection in case of early death, or benefits in case of long life, or a combination of both.   

It makes good sense to ask a life insurance agent to help you. An agent can help you review your insurance needs and give you information about the available policies. If one kind of policy does not seem to fit your needs, ask about other types. Review your life insurance program with your agent every few years to keep up with changes in your income and your needs or call us. 




If YOU do not currently have coverage, you should be aware of the cost of final expenses. Especially now, when a traditional funeral costs average $8,343 and many run over $10,000. California San Diego Residents Ages 0 to 90, Who Will Pay For Your Final Expense? See How

Need to know the rates Life Insurance, Medicare Supplement Insurance, Medicare Advantage & Prescription Drug Plans  
Know the Rates - Life Insurance you don’t have to die to use (10 to 30 Year Guaranteed Term), Medicare Supplement Insurance (If you are aged 65 and over and spend large sums on out of pocket medical expenses you can really benefit from one of these policies as well as enjoying substantial savings), Medicare Advantage and Prescription Drug Plans - 
Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans 
San Diego County  or Term Life Insurance California


Find the Right Dentist for You - Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance - Save on most dental procedures, including checkup, cleanings, braces & cosmetic dentistry on select plans - Get a Free Online Dental Plan Quote Nationwide on Quality Dental Care Discount Dental Plans Nationwide Coverage 


Don't forget before you travel - International Medical Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need - International travelers looking for temporary medical insurance coverage while traveling outside of their home country - International Insurance Plans for individual, group, student, trip cancellation, trip interruption, baggage and travel delay, evacuation only, adventure sports & more - Get a Free Online Travel Insurance Quote Worlwide on International Medical Travel Insurance Global Coverage 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply. 




Who Needs Life Insurance?

Chances are you need life insurance because it provides cash to your family after your death, especially if someone will suffer financially when you die. 

This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses, apartment rent or house mortgage, car loans and college funding. What’s more, there is no federal income tax on life insurance benefits. 

To help you understand how life insurance might apply to your particular situation. 


If You are a Single Person 

Most single individuals don not need life insurance because no one depends on them financially. But there are exceptions. Some single individuals provide financial support for aging parents or a sibling with special needs. Others may be carrying significant debt that they wouldn’t want to pass on to family members who survive them. Insurability is another reason to consider life insurance when you are single. If you’re young, healthy, and have a good family health history, your insurability is at its peak and you’ll be rewarded with the best rates on life insurance. 


If You are a Married Person 

What if one of you died tomorrow? Many individuals believe that they don’t need to think about life insurance until they have children. Even with your surviving spouse’s income, would that be enough to pay off debts, car loans, cover the apartment monthly rent or house mortgage and utility bills? Some companies won’t issue policies to pregnant women, so if you’re planning to have children, you’ll want to buy life insurance today instead of waiting until pregnant. 

If You are Married with Children 

Most families depend on 2 incomes (Husband and Wife) to make ends meet. If you died suddenly, could your spouse continue meet all their financial obligations from paying apartment rent or house mortgage to daily living expenses? Could your family continue their standard of living on your spouse’s income alone? Would their plans for the future like college or having a better life stay intact? Life insurance makes sure that your plans for the future don’t die when you do. 

If You are a Single Parent

With so much responsibility resting on your shoulders, you need to make doubly sure that you have enough life insurance to safeguard your children’s financial future. Single parent means, you are the mom and dad, the caregiver, the breadwinner, the cook, the driver and so much more. Yet single parents have no life insurance, and many with coverage say they need more than they have. 

If You are a Stay At Home Mom / Dad 

Childcare, transportation, cleaning cooking, and other household activities are all important tasks, the replacement value of which is often severely underestimated. Just because you do not make money or earn a salary doesn’t mean you don’t make a financial contribution to your family. With life insurance, your family can afford to make the choice that best preserves their quality of life, if you died tomorrow. 

If You Have Adult Children 

Just because your children are through college and the mortgage is paid off doesn’t necessarily mean that you no longer need life insurance. What if one of you died tomorrow? Your spouse will still be faced with daily living expenses. Without life insurance, would your financial plan enable your spouse to maintain the lifestyle you’ve worked so hard to achieve now and into retirement? 

If You are Retired Now 

Your heirs could be hit with an estate-tax payment after you die, depending on the size of your estate. The proceeds of a life insurance policy are payable immediately, allowing heirs to take care of these taxes, funeral costs and other debts without having to hastily liquidate other assets, often at a fraction of their true value. If properly structured, Life Insurance Proceeds are also generally income tax free and won’t add to your estate tax liability. 

If You are a Small Business Owner 

Life Insurance can also protect your business, besides taking care of your family. What would happen to your business if you, one of your fellow owners or a key employee died today? Life insurance can help in a number of ways. A life insurance policy can be structured to fund a buy-sell agreement. This would ensure that the remaining business owners have the funds to buy the company interests of a deceased owner at a previously agreed upon price. That way, the owners get the business and the family gets the money. To protect a business in case of the death of a key employee, key person insurance, payable to the company, provides the owners with the financial flexibility needed to either hire a replacement or work out an alternative arrangement. 



Call Us Today (858) 549-6758 
Andy Lopez San Diego California Insurance Agent 
Call Now Tumawag Ngayon Llamame Ahora 
California Life Insurance California Final Expense Insurance 
California Accidental Death & Dismemberment Insurance 
California Medicare Supplement Insurance California Discount Dental Plans
California Medicare Advantage and Prescription Drug Plans 

California International Medical Travel Insurance Plans 



Free insurance Quote www.andwhyinsurance.com Mira Mesa, San Diego, National City, Normal Heights, North Park, Ocean Beach, Oceanside, Old Town, La Mesa, Linda Vista, Mission Beach, Hillcrest, Imperial Beach, Pacific Beach, Andy Lopez San Diego California Filipino Insurance Agent, Paradise Hills, Point Loma, Palomar Mountain, Pine Valley, Filipino Dental Plan Agent Poway, Potrero, Ramona, Ranchita, Rancho Bernardo, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Sandta Luz, Solana Beach, Sabre Springs, San Carlos, San Clemente, San Diego, Serra Mesa, San Luis Rey, San Marcos, San Ysidro, Scripps Ranch, Santee, Spring Valley, Santa Ysabel, Talmadge, Tecate, Temecula, Torrey Highlands, Andy Lopez San Diego California International Medical Filipino Travel Insurance Agent, Tierra Santa, University City, University Heights, Valley Center, Filipino Medicare Supplement Insurance Agent Vista, Warner Springs, Alpine, Aviara, Boulevard, Bonsall, Bonita, Borrego Springs, Bay Park, Carmel Valley, Cardiff By the Sea, City Heights, Clairemont, Campo, Carmel Mountain Ranch, College Grove, Coronado Cays, Coronado Shores, Coronado Village, Crown Point, Camp Pendleton, Carlsbad, Chula Vista, Del Cerro, Descanso, Del Mar, Dulzura, San Diego Downtown, El Cajon, Andy Lopez San Diego California Filipino Accidental Death Insurance Agent, Escondido, Elfin Forest, Encinitas, Encanto, East San Diego, Fallbrook, Guatay, Jacumba, Jamul, Julian, Kensington, Kearny Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Leucadia, Logan Heights, Lake San Marcos, San Diego Middletown, Mission Hills, Mira Mesa, Miramar, Mount Helix, Mount Laguna, Filipino Health Insurance Agent Mission Valley, Mission Village, Olivenhain, Pala, Pauma Valley, Murrieta, Tawag Na, Pilipino, Tagalog




If YOU do not currently have coverage, you should be aware of the cost of final expenses. Especially now, when a traditional funeral costs average $8,343 and many run over $10,000. California San Diego Residents Ages 0 to 90, Who Will Pay For Your Final Expense? See How

Need to know the rates Life Insurance, Medicare Supplement Insurance, Medicare Advantage & Prescription Drug Plans  
Know the Rates - Life Insurance you don’t have to die to use (10 to 30 Year Guaranteed Term), Medicare Supplement Insurance (If you are aged 65 and over and spend large sums on out of pocket medical expenses you can really benefit from one of these policies as well as enjoying substantial savings), Medicare Advantage and Prescription Drug Plans - 
Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans 
San Diego County  or Term Life Insurance California


Find the Right Dentist for You - Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance - Save on most dental procedures, including checkup, cleanings, braces & cosmetic dentistry on select plans - Get a Free Online Dental Plan Quote Nationwide on Quality Dental Care Discount Dental Plans Nationwide Coverage 


Don't forget before you travel - International Medical Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need - International travelers looking for temporary medical insurance coverage while traveling outside of their home country - International Insurance Plans for individual, group, student, trip cancellation, trip interruption, baggage and travel delay, evacuation only, adventure sports & more - Get a Free Online Travel Insurance Quote Worlwide on International Medical Travel Insurance Global Coverage 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply. 





Just Letting You Know
 
Life expectancy is expected to jump from age 76.0 in 1993 to age 82.6 by 2050.
  Source: U.S. Census Bureau 2001

Most savings levels are modest—The percentage of workers (72 percent) saying they have saved for retirement has returned to 2001–2006 levels after a slight dip in 2007 (66 percent). Forty nine percent of workers report total savings and investments (not including the value of their primary residence or any defined benefit plans) of less than $50,000. Twenty-two percent of workers and 28 percent of retirees say they have no savings of any kind. Source: The 2008 Retirement Confidence Survey: Americans Much More Worried About Retirement, Health Costs a Big Concern. Employee Benefit Research Institute, © 2008

Almost 50 million people in this country lack adequate life insurance.
 Source: Life and Health Insurance Foundationfor Education(LIFE), 2005

People are living longer. They're retiring sooner. And, they are increasingly unprepared for either.

Studies show that we are living longer. What about your current financial situation? If Something were to happen to you, could your loved ones meet the financial demands? Will they be able to cover your current obligations, such as a mortgage, car loans and credit card debt? Even if you currently have life insurance, will it cover all of your financial obligations? 

The studies also show that we are retiring at an earlier age. This means we could be spending one quarter to one third of our lives in retirement. As we have recently seen, even such time honored traditions as the company pension are no longer guaranteed. And, even if they are, they may not provide you with enough post retirement income to keep up with the cost of living.

Call Us Today (858) 549-6758
Andy Lopez San Diego California Insurance Agent 
Call Now Tumawag Ngayon Llamame Ahora 
California Life Insurance California Final Expense Insurance 
California Accidental Death & Dismemberment Insurance 
California Medicare Supplement Insurance California Discount Dental Plans
California Medicare Advantage and Prescription Drug Plans 

California International Medical Travel Insurance Plans  



Free insurance Quote www.andwhyinsurance.com San Diego, Paradise Hills, Mira Mesa, Point Loma, Poway, National City, Normal Heights, North Park, Ocean Beach, Oceanside, Old Town, Ramona, Rancho Bernardo, Andy Lopez San Diego California Filipino Insurance Agent, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Sandta Luz, Solana Beach, Sabre Springs, San Carlos, San Clemente, San Diego, Serra Mesa, San Luis Rey, San Marcos, San Ysidro, Scripps Ranch, Santee, Spring Valley, Santa Ysabel, Talmadge, Tecate, Temecula, Torrey Highlands, Tierra Santa, University City, University Heights, Valley Center, Andy Lopez San Diego California International Medical Filipino Travel Insurance Agent, Vista, Warner Springs, Alpine, Aviara, Boulevard, Bonsall, Bonita, Borrego Springs, Bay Park, Carmel Valley, Cardiff By the Sea, City Heights, Clairemont, Campo, Carmel Mountain Ranch,  Filipino Dental Plan Agent College Grove, Coronado Cays, Coronado Shores, Coronado Village, Crown Point, Camp Pendleton, Filipino Accidental Death Insurance Agent Carlsbad, Chula Vista, Del Cerro, Descanso, Del Mar, Dulzura, San Diego Downtown, Filipino Medicare Sales Agent El Cajon, Escondido, Elfin Forest, Encinitas, Encanto, East San Diego, Fallbrook, Guatay, Hillcrest, Imperial Beach, Jacumba, Jamul, Julian, Kensington, Kearny Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Leucadia, Logan Heights, Lake San Marcos, La Mesa, Linda Vista, Mission Beach, San Diego Middletown, Mission Hills, Andy Lopez San Diego California Filipino Travel Insurance Agent, Mira Mesa, Miramar, Mount Helix, Mount Laguna, Mission Valley, Mission Village, Murrieta, Ranchita, Pala, Pauma Valley, Palomar Mountain, Pine Valley, Olivenhain, Potrero, Pacific Beach, Murrieta, Tawag Na, Pilipino, Tagalog



Losing Your Home is a Real Risk. Every year, many families lose their homes. The Reason... They fail to protect this important asset from Death - Disability - Critical Illness - Unemployment. They find they do not have enough money to pay the bills and taxes to clear the estate, or there is not enough income to support the family and home.


If YOU do not currently have coverage, you should be aware of the cost of final expenses. Especially now, when a traditional funeral costs average $8,343 and many run over $10,000. California San Diego Residents Ages 0 to 90, Who Will Pay For Your Final Expense? See How

Need to know the rates Life Insurance, Medicare Supplement Insurance, Medicare Advantage & Prescription Drug Plans  
Know the Rates - Life Insurance you don’t have to die to use (10 to 30 Year Guaranteed Term), Medicare Supplement Insurance (If you are aged 65 and over and spend large sums on out of pocket medical expenses you can really benefit from one of these policies as well as enjoying substantial savings), Medicare Advantage and Prescription Drug Plans - 
Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans 
San Diego County  or Term Life Insurance California


Find the Right Dentist for You - Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance - Save on most dental procedures, including checkup, cleanings, braces & cosmetic dentistry on select plans - Get a Free Online Dental Plan Quote Nationwide on Quality Dental Care Discount Dental Plans Nationwide Coverage 


Don't forget before you travel - International Medical Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need - International travelers looking for temporary medical insurance coverage while traveling outside of their home country - International Insurance Plans for individual, group, student, trip cancellation, trip interruption, baggage and travel delay, evacuation only, adventure sports & more - Get a Free Online Travel Insurance Quote Worlwide on International Medical Travel Insurance Global Coverage 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply. 





It can happen to Us 


One out of every four American deaths is due to some form of cancer.
 Source: National Cancer Institute, October 2001.

The 1999 age-adjusted death rate for the United States was 881.9 deaths per 100,000, a 0.7 percent increase from the 1998 rate. Source: National Vital Statistics Report, Vol. 49, No. 8, September 21, 2001.

For Persons aged 15 years and over, a total of 5,651 deaths were reported on death certificates due to injuries at work. 
Source: National Vital Statistics Report, Vol. 49, No. 8, September 21, 2001.

One out of every ten American workers will become unemployed this year for a week or more. Most will remain unemployed for more than 13 weeks. 
Source: Bureau of labor Statistics, Labor Force Statistics from the Current Population Survey, 2001. 


Call Us Today (858) 549-6758
Andy Lopez San Diego California Insurance Agent 
Call Now Tumawag Ngayon Llamame Ahora 
California Life Insurance California Final Expense Insurance 
California Accidental Death & Dismemberment Insurance 
California Medicare Supplement Insurance California Discount Dental Plans
California Medicare Advantage and Prescription Drug Plans 

California International Medical Travel Insurance Plans 



Andy Lopez Network
Office Mall Mira Mesa San Diego California 
Directions
 10717 Camino Ruiz, Suite 101, San Diego, California 92126
 


Free insurance Quote 
www.andwhyinsurance.com San Marcos, Scripps Ranch, Serra Mesa, Santee, Spring Valley, Sabre Springs, Temecula, Torrey Highlands, Tierra Santa, University City, University Heights, Valley Center, Vista, Warner Springs, Alpine, Aviara, Boulevard, Bonsall, Andy Lopez San Diego California Filipino Insurance Agent, Bonita, Borrego Springs, Bay Park, Carmel Valley, Cardiff By the Sea, City Heights, Clairemont, Campo, Carmel Mountain Ranch, College Grove, Coronado Cays, Coronado Shores, Coronado Village, Crown Point, Camp Pendleton, Carlsbad, Filipino Accidental Death Insurance Agent Chula Vista, Del Cerro, Descanso, Del Mar, Dulzura, San Diego Downtown, El Cajon, Escondido, Elfin Forest, Encinitas, Encanto, East San Diego, Fallbrook, Guatay, Hillcrest, Andy Lopez San Diego California International Medical Filipino Travel Insurance Agent, Imperial Beach, Jacumba, Jamul, Julian, Kensington, Kearny Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Leucadia, Logan Heights, Lake San Marcos, La Mesa, Linda Vista, Filipino Dental Plan Agent Mission Beach, San Diego Middletown, Mission Hills, Mira Mesa, Miramar, Mount Helix, Mount Laguna, Mission Valley, Mission Village, Murrieta, National City, Normal Heights, North Park, Ocean Beach, Olivenhain, Oceanside, Old Town, Pala, Pauma Valley, Pacific Beach, Paradise Hills, Point Loma, Palomar Mountain, Pine Valley,  Filipino Medicare Advantage Sales Agent Poway, Potrero, Ramona, Ranchita, Andy Lopez San Diego California Filipino Health Insurance Agent Rancho Bernardo, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Sandta Luz, Solana Beach, San Carlos, San Clemente, San Diego, San Ysidro, Santa Ysabel, Talmadge, Tecate, San Luis Rey, Murrieta, Tawag Na, Pilipino, Tagalog


Travel Medical Insurance - International Medical Group 


Call Us Today (858) 549-6758
Andy Lopez San Diego California Insurance Agent 
Call Now Tumawag Ngayon Llamame Ahora 
California Life Insurance California Final Expense Insurance 
California Accidental Death & Dismemberment Insurance 
California Medicare Supplement Insurance California Discount Dental Plans
California Medicare Advantage and Prescription Drug Plans 

California International Medical Travel Insurance Plans 



Free insurance Quote www.andwhyinsurance.com Rancho Bernardo, 
Poway, Oceanside, Mira Mesa, San Diego, Rancho Penasquitos, Rancho Santa Fe, Sandta Luz, Solana Beach, Sabre Springs, San Carlos, San Clemente, San Diego, Serra Mesa, Rancho San Diego, San Luis Rey, Andy Lopez San Diego California Filipino Insurance Agent, San Marcos, San Ysidro, Scripps Ranch, Santee, Spring Valley, Santa Ysabel, Talmadge, Tecate, Temecula, Torrey Highlands, Tierra Santa, University City, Filipino Accidental Death Insurance Agent University Heights, Valley Center, Vista, Warner Springs, Alpine, Aviara, Boulevard, Bonsall, Bonita, Borrego Springs, Bay Park, Carmel Valley, Cardiff By the Sea, City Heights, Clairemont, Campo, Carmel Mountain Ranch, College Grove, Coronado Cays, Coronado Shores, Coronado Village, Crown Point, Camp Pendleton, Carlsbad, Chula Vista, Del Cerro, Descanso, Del Mar, Dulzura, San Diego Downtown, Andy Lopez San Diego California International Medical Filipino Travel Insurance Agent El Cajon, Escondido, Elfin Forest, Encinitas, Encanto, East San Diego, Fallbrook, Guatay, Hillcrest, Imperial Beach, Jacumba, Jamul, Julian, Kensington, Kearny Mesa, La Costa, La Jolla, Lakeside, Filipino Dental Plan Agent Lemon Grove, Leucadia, Logan Heights, Lake San Marcos, La Mesa, Linda Vista, Mission Beach, San Diego Middletown, Mission Hills, Mira Mesa, Miramar, Mount Helix, Mount Laguna, Mission Valley, Mission Village, Murrieta, Andy Lopez San Diego California Filipino Medicare Supplement Insurance Agent National City, Normal Heights, North Park, Ocean Beach, Olivenhain, Old Town, Pala, Pauma Valley, Filipino Medical Insurance Agent Pacific Beach, Paradise Hills, Point Loma, Palomar Mountain, Pine Valley, Potrero, Ramona, Ranchita, Murrieta, Tawag Na, Pilipino, Tagalog



If YOU do not currently have coverage, you should be aware of the cost of final expenses. Especially now, when a traditional funeral costs average $8,343 and many run over $10,000. California San Diego Residents Ages 0 to 90, Who Will Pay For Your Final Expense? See How

Life Insurance or Accidental Death Insurance can help with
 Your Immediate Expenses (funeral and burial costs, mortgage & other debts, uncovered medical expenses);  Your Ongoing Expenses (food, housing, utilities, transportation, health care, clothing, miscellaneous);  Your Future Expenses (college, retirement). 



Need to know the rates Life Insurance, Medicare Supplement Insurance, Medicare Advantage & Prescription Drug Plans  
Know the Rates - Life Insurance you don’t have to die to use (10 to 30 Year Guaranteed Term), Medicare Supplement Insurance (If you are aged 65 and over and spend large sums on out of pocket medical expenses you can really benefit from one of these policies as well as enjoying substantial savings), Medicare Advantage and Prescription Drug Plans - 
Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans 
San Diego County  or Term Life Insurance California


Find the Right Dentist for You - Save on Quality Dental Care
Discount Dental Plans - an Affordable Alternative to Dental Insurance - Save on most dental procedures, including checkup, cleanings, braces & cosmetic dentistry on select plans - Get a Free Online Dental Plan Quote Nationwide on Quality Dental Care Discount Dental Plans Nationwide Coverage 


Don't forget before you travel - International Medical Travel Insurance Plans 
Comprehensive range of International Medical Insurance and Travel Insurance Products for every insurance need - International travelers looking for temporary medical insurance coverage while traveling outside of their home country - International Insurance Plans for individual, group, student, trip cancellation, trip interruption, baggage and travel delay, evacuation only, adventure sports & more - Get a Free Online Travel Insurance Quote Worlwide on International Medical Travel Insurance Global Coverage 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply. 





California: 
Free insurance Quote www.andwhyinsurance.com San Diego, Chula Vista, Imperial Beach, La Mesa, Spring Valley, El Cajon, National City, Escondido, San Marcos, Oceanside, Vista, Carlsbad, La Jolla, Del Mar, Fallbrook, Solana Beach, San Clemente, Andy Lopez San Diego California Filipino Insurance Agent, Murrieta, Temecula, El Centro, Santa Ana, Long Beach, Los Angeles, Valencia, San Fernando Valley, Simi Valley, Santa Clarita, Santa Barbara, Solvang, Hemet, Palm Desert, Moreno Valley, Andy Lopez San Diego California Filipino Travel Insurance Agent, Riverside, San Bernardino, Big Bear Lake, Yucca Valley, Oxnard, Palmdale, Lancaster, Adelanto, Victorville, Apple Valley, Hesperia, Barstow, Lenwood, California City, Santa Maria, San Luis Obispo, Atascadero, San Miguel, San Simeon, Bakersfield, Delano, Lemoore, Coalinga, Andy Lopez San Diego California Filipino Dental Plan Agent, Fresno, Los Banos, Monterey, Carmel Valley, Salinas, Hollister, Santa Cruz, Gilroy, San Jose, Milpitas, Fremont, Hayward, San Francisco, Morgan Hill, Pescadero, Redwood City, Tracy, Concord, Martinez, San Rafael, Vallejo, Santa Rosa, Napa, Modesto, Oakland, Stockton, Sacramento, Roseville, Daly City, Union City, Murrieta, Tawag Na, Pilipino, Tagalog


California Medicare Supplement Insurance 
California Medicare Advantage and Prescription Drug Plans
California Life Insurance
 & California Final Expense Insurance 
California Accidental Death & Dismemberment Insurance 
California Discount Dental Plans & International 
Medical Travel Insurance 

Andy Lopez Insurance Agent Since 1984
Call Now Tumawag Ngayon Llamame Ahora (858) 549-6758 

Before you suffer from High Blood Pressure, Diabetes, Heart Attack, Cancer, Stroke, Kidney Failure, Chronic Illness, Terminal Illness... and then Die. Be sure to get your Life Insurance first! Get Free Online California Life Insurance Quote and Apply.

 
 
 
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Andy (858) 549-6758